Every housing affordability package in recent memory has leaned on demand-side levers — grants, guarantees, tax tweaks — while the supply side, dominated by state planning approval timelines, gets a paragraph and a promise.
The data is not ambiguous: approval timelines in the major capitals have barely moved in a decade, even as population growth has accelerated. No amount of buyer assistance closes that gap on its own.
Until planning reform gets the same political energy as first-home-buyer schemes, expect this debate to repeat itself every budget cycle.